Te podrás enterar en la prensa y redes sociales, en las promociones de los comercios, en el portal de tu banco o en las notificaciones que este te envía por correo. Una priorización basada en la necesidad y la pertinencia te evitará caer en gastos superfluos o excesivos.

Se trata de conocer bien el alcance y los límites de los beneficios y promociones especiales. Para sumar las rebajas del establecimiento al dinero que el banco te devolverá.

Te ampliará el abanico de oportunidades. Contactar por WhatsApp. Cash back, los beneficios de una decisión de compras bien informada. Con la proximidad del tradicional viernes negro y la dinamización del comercio durante todo noviembre y diciembre, de seguro ya has visto numerosas ofertas que incluyen atractivos porcentajes de cash back, que hacen de esta temporada el tiempo ideal para adquirir aquellos artículos y servicios que necesitas.

There are two types of cashback. Traditional cashback is where we can get cash without having to go to an ATM or bank branch.

All we need to do is go to a cashback-enabled establishment like a supermarket or petrol station and ask for cash when making a purchase. The amount will be added to the total. We pay with our bank card and the shop assistant hands over the purchased items plus the requested cash.

The assistant charges you 30 euros, which you pay with your credit card , and hands over the t-shirt plus a euro note.

It has gained a lot of popularity recently. They are loyalty programmes through which specialist websites and apps, banks and card issuers give us back a percentage of what they spend at certain establishments.

Often, we have to make the purchase through a particular platform to redeem the reward. Imagine you want to start up a graphic design business and need a powerful laptop.

There are three typical ways to receive it: Through points programmes, where we accumulate points to later exchange for other items; as money deposited into our bank account; or as a voucher to spend on the platform.

We also benefit by saving on our shopping, since getting back a small portion of what we spend can be looked at as discount on what we originally buy. Want to know how to save money when getting petrol and carrying out other day-to-day activities?

Find out in this article in Spanish by Finanzas para Mortales Finance for Mortals. Stories Financial Education Financial Inclusion.

Stories Financial Education. Stories Cybersecurity Financial Education. Stories Financial Education Financial Inclusion Cybersecurity. Stories Responsible Banking Financial Inclusion Financial Education Sustainability.

Lamentablemente, no podemos ofrecerte este contenido en el idioma seleccionado. Socios de Cashback. Sushi Buscar un restaurante. Información útil Ahorro y presupuesto Condiciones de reembolso Preguntas frecuentes.

De este modo, si en la promoción un comercio ofrece un descuento de 30% y el banco agrega un cash back de 15%, el cliente tendrá un ahorro de 45%. A juicio del El cashback es una ventaja de las tarjetas bancarias que permite reembolsar a los clientes un porcentaje de sus gastos comerciales You open your online banking app, go to the “promotions and discounts” section and see that if you buy it with your credit card, you get 5%

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